Tonet Santana

Senior Consultant, APAC Lead

Specializing in the Asia-Pacific markets, Tonet is a seasoned leader in payments with nearly two decades of experience not only in traditional banking, but also in emerging new digital payments and technologies, all garnered in local, regional and global roles that covered more than 100 markets.
Having worked in the Philippines, Hong Kong and in New York, Tonet brings a unique viewpoint, a deep understanding of local nuances vis-à-vis regional and global priorities and a great and profound appreciation of the power of diversity and inclusion.
Prior to joining PCMI, Tonet handled global payments leadership roles at Citi for nearly two decades, overseeing global product development, launching digital solutions like virtual accounts, developing a real time payments program and much more.
Tonet has a B.S. in civil engineering from the University of the Philippines.
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