Services
MARKET SIZING AND PROJECTING
To guide strategy, companies and their investors need to know the addressable and potential size of a market, especially in rapidly scaling fintech sectors. Through rigorous research and modeling, PCMI quantifies hard-to-size markets and projects their growth into the next ten years.
PCMI thought leadership based on market sizing can help educate clients’ customers on the potential of new markets and position the client as an expert to their customers in emerging markets.
MARKET ASSESMENT
PCMI gauges a market’s receptivity to a new product launch or an adaptation of a product that was successful in a more mature market. Market assessment studies survey potential customers, analyze the business environment for the product launch (including regulations, economic cycle and political concerns) and evaluates the competition.
DISRUPTIVE THREATS
In emerging markets, these threats can come from homegrown technology providers (that could become attractive acquisition targets) or general economic/consumer/demographic shifts. PCMI’s research looks at all possible disruptive threats in the short and long term to inform your strategy development as needed.
Key Areas of Research
PCMI’s market intelligence for payments, fintech, banking and financial services spans multiple verticals and segments, including:
PAYMENTS AND MONEY MOVEMENTS
- Cards and credentials
- Open and closed-loop systems
- P2P, P2M, and QR code
- Contactless and NFC
- Neobanking and digital wallets
- Instant payments
- Multi-rail strategy
- Cross-border payments
- Biometric payments
- Remittances
- Mass disbursements/payouts
- Financial inclusion
E-COMMERCE
- Payment gateways and PSPs
- Payment methods
- Alternative payment methods
- Cross-border e-commerce
- Mobile commerce
- Recurring/subscription payments
- Card-on-file/in-app payments
- Retail
- Travel
- Digital goods and mobility services
- Gaming
- Gambling
- Social selling
- Omnichannel
MERCHANT ACQUIRING
- POS, mPOS, QR, Tap on Phone
- Merchant aggregation
- VAS model
- Interchange and MDR; card economics
- Interoperability
- Small business acceptance
CRYPTOASSESTS AND ALTERNATIVE FINANCE
- Cryptocurrencies and exchanges
- Stablecoins
- Central Bank Digital Currencies
- DeFi
- NFTs, Art, Gaming
- Web3
- Crypto mining
- Remittances and cross-border
- Tokenization and Tokenomics
- Legal and regulatory
CREDIT, LENDING, AND BANKING
- Point of sale lending
- Consumer lending
- Small business lending
- Buy Now Pay Later
- Alternative credit scoring
- Credit-as-a-service
- Savings
- Investments
- Insurance
FINTECH
- Open banking and finance
- Banking-as-a-service
- Next generation processing
- Digital identity
- Engagement banking
RETAIL
- Loyalty
- Omnichannel
- Social selling
- FMCG
- Affluent and mass affluent
- Traditional trade digitization
B2B AND GOVERNMENT
- Accounts payable/receivable
- Invoicing
- B2B cross-border
- Social benefit disbursement
- Government procurement
- Government payment collection
- Mass transit