DISRUPTION RISK
GROW
MEASURE
PROTECT
Our disruption risk service includes 3 key components:
#1 POLITICAL, MACROECONOMIC, AND REGULATORY RISK
We start by researching your biggest concerns in these areas.
But we also factor in threats you may not have considered.
Once we have enough data about your risks, we use predictive analytics to forecast how imminent the threats are—and offer options for avoiding or mitigating them.
Yet if you’ve ever seen a forecast for beach weather turn out to be horribly wrong, you’ll know that statistical modeling is far from perfect.
That’s why we also conduct ongoing monitoring to alert you to changing conditions to give you time—and options—for reacting.
#2 COMPETITIVE DISRUPTION
This service is a variant of what we do with competitor risk analysis, but the focus is more on what your competitor is innovating.
Through a variety of investigative methods, we uncover:
- Key features of new products under development
- Data or insight disruption
- New business models
- Changes in pricing models
- UX innovations
- Long-term innovation plans
And more.
We don’t just report on what we find—we place it in the context of the industry and directly compare to what we know of your approach with the areas where we’ve tracked competitor innovation.
This context highlights gaps between you and the competitor. Coupling this with our strategic recommendations, you’ll understand how you can counteract this disruption before it’s too late.
#3 TECHNOLOGY DISRUPTION RISK
Understanding what your competitors are developing—and how likely their technology is to outpace your own innovation—is essential, even if the information is difficult to obtain.
To identify potential disruptors, we conduct in-depth interviews with former technology leaders from your competitors, analyze R&D intensity, talent acquisitions, and strategic partnerships, and carry out immersive field research.
Our findings typically cover:
- Emerging technologies impacting your value chain (across all market players)
- Competitors’ primary innovation areas and technologies in development
- Typical product creation and launch timelines
- Key innovation leaders, their core competencies, and focus areas
- The company’s stated vision and how innovation supports it
- Direct comparisons with your internal innovation experts
But raw data alone isn’t enough. We apply advanced statistical techniques—including logistic regression, Bayesian inference, hazard modeling, ARIMA/ARIMAX forecasting, Markov chains, and Monte Carlo simulations—to quantify disruption risk.
The result: a data-driven assessment of how imminent each threat is and the probable timelines of disruption, enabling your company to anticipate, plan, and respond strategically.
NEED TO KNOW MORE?
Contact us for case studies showing how our disruption risk services have helped other clients.
Contact us to set up a call to:
1. Review your disruption risk concerns
2. Determine which disruption risk service(s) will deliver optimal results for your company
FAQ
How can we assess political, macroeconomic, and regulatory disruption risk before it affects our payments business?
PCMI’s Political, Macroeconomic, and Regulatory Risk service helps payments companies identify known and overlooked threats, forecast how imminent those risks are using predictive analytics, and monitor changing conditions over time so they can react earlier and mitigate disruption more effectively.
How can we identify competitive disruption before a rival’s new product, pricing model, or innovation puts us at a disadvantage?
PCMI’s Competitive Disruption service helps payments companies uncover competitor innovations in areas such as product features, data or insight disruption, business models, pricing models, UX, and long-term innovation plans. PCMI then places those findings in industry context and compares them with your own approach to highlight strategic gaps and response options.
How can we tell whether emerging technology could disrupt our payments business or outpace our own innovation?
PCMI’s Technology Disruption Risk service helps payments companies identify emerging technologies, assess competitors’ innovation priorities and timelines, and quantify how imminent disruption may be through advanced modeling. That gives companies a clearer basis for anticipating change and planning their response.